Mortgage Offers
Mortgage Offers

Flexible Mortgage Plan



Plan A:
Preferential Loan Scheme
Mortgage Program for Properties
Interest Rate (p.a.)
as low as P-2.6% to P-2.5%(P:5.25%)
Net Rate (p.a.)
as low as 2.65% to 2.75%
Cash Rebate
up to 0.5% of loan amount
Maximum property value at $40M
(Higher upper limit compared with MIP)
Prepayment Penalty Period
2 year
Loan-to-Value Ratio
up to 80% (value at or below $8.33M)
up to 70%-80% 
(value at or below $10M)
up to 65% (value at or above $10M)
Loan Tenor
up to 25 to 30 years
For first-hand [(i)presale of uncompleted & (ii) completed] residential property only; Insurance fee is required


Plan B:
Interest Rate (p.a.)
as low as P+0.5 to P+1% (P:5.25%)
Net Rate (p.a.)
as low as 5.75% to 6.25%
No Pressure test
Loan-to-Value Ratio
Up to 80%
Loan Tenor
25 years


*For the above plan, if the cash rebate is more than 1% of the loan amount, the amount of the rebate shall be included in the upper limit of the mortgage.


The bank/financial institution reserve the right of the final approval of loan application and to adjust the terms and conditions of the above offers without prior notice.

Please call our Mortgage Service Hotline 2889 2886 for more choices of mortgage plans.

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