Mortgage Tools
Mortgage Calculator

Basic Mortgage

Property Value
Loan-to-Value %
Repayment Period Y M--Interest Rate %
Advance Calculation

Result

Down Payment$ --
Total Loan Amount$ --
Monthly Repayment$ --
Total Interest$ --
Total Repayment$ --

Stress Test

[i]
Assumed Interest Rate --
Minimum Monthly Income$ --
2nd mortgage (if any) is not included in the calculation of the above stress test, and minimum monthly income is a calculation assuming that the borrower has no other liabilities.

Budget Planner

Stamp Duties[i]
(Scale 2) Ad Valorem Stamp Duty
       (For First –time and Change* of Residential Property Buyer)
Applicable to all residential properties acquired by a Hong Kong Permanent Resident who does not own any other residential property in Hong Kong at the time of acquisition.
(New) Ad Valorem Stamp Duty
Applicable to all residential property (except that acquired by a Hong Kong Permanent Resident who does not own any other residential property in Hong Kong at the time of acquisition) either by an individual or a company.
(Scale 1) Ad Valorem Stamp Duty
Applicable to all non-residential property, either by an individual or a company.
BSD Buyer Stamp Duty
Applicable to all residential property acquired by any person (including a company incorporated) except a Hong Kong Permanent Resident
SSD Special Stamp Duty
if SSD is paid by vendor, please ignore this option
Remarks: *Change of Residential Property Case: A Hong Kong Permanent Resident may seek a refund of the stamp duty paid in excess of that computed under the old rates upon proof that his only other residential property has been disposed of within six months from the date of agreement to acquire a new residential property.
Reminder: The calculation is for reference only and subject to the latest announcement of Inland Revenue Department.
For details, please contact our Mortgage Consultant.
Service Hotline: 28892886
Down Payment$ --
Agency Commission[i]$ --
Legal Fees[i]$
Mortgage Insurance[i]$
(Scale 2) Ad Valorem Stamp Duty (For First –time and Change* of Residential Property Buyer )$ --
Buyer Stamp Duty$ --
Special Stamp Duty$ --
Amount (HK$) --