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Required Documents

 

Required Documents for Mortgage Application

PERSONAL / SHELL COMPANY APPLICANT
(1) Preliminary Sale & Purchase Agreement (for new mortgage)
(2) Copy of Hong Kong Identity Card
(3) The latest proof of home address (e.g. electricity bill etc)
(4) Income Proof
    - the latest tax demand note
    - the bank book/ statement showing the latest 3 months’ salary income
    - the latest 3 month’s payroll slip
    - Employment letter, name card etc.
 
MORTGAGE REFINANCING APPLICANT:
Mortgage instalment record for the past 3-6 months, the latest mortgage loan repayment schedule
 
COMPANY APPLICANT:
BR: Business Registration Certificate, Certificate of Incorporation, Annual Return, Memorandum & Articles of Association, Audited financial statements for the past 3 years, Company’s bank statement/ book for the last 3 months showing cash flow, income and expenditure
 
The above information is merely for reference. The customer may be required to submit extra documents to the bank in support of mortgage loan application when there is necessary.
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