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2018/01/02 Statistical Analysis on the Mortgage Registration (Dec 2018)
2019/01/02


According to Land Registry and Centaline Mortgage Research, a total of 98,854 mortgage registrations for completed residential units were recorded in 2018, 2.6% y-o-y slightly more than that recorded in 2017. With a steady decrease in mortgage registrations in 2018, number of mortgage transactions for pre-sold unfinished units in 2018 decreased 25.1% y-o-y to 7,722 cases. The Hong Kong and Shanghai Banking Corporation Limited (HSBC) topped the mortgage market for both completed units and pre-sold unfinished units for 3 consecutive years respectively.

 

A total of 6,938 mortgage registrations for completed residential units were recorded in December, 30% less than that recorded in the previous month.

 

In 2018, HSBC topped the market throughout the year with 26.2% market share with 25,937 mortgage registrations for completed units YTD, 6,569 cases more than that for Bank of China (Hong Kong). Bank of China (Hong Kong) and Hang Seng Bank ranked second and third, with a market share of 19.6% (19,368 cases) and 16.5% (16,337 cases) in 2018 YTD respectively. Bank of East Asia and Standard Chartered Bank rank fourth and fifth, with a market share of 7.9% (7,848 cases) and 7.8% (7,726 cases) in 2018 YTD respectively.

 

For mortgage registrations for pre-sold unfinished units, 6,938 mortgage registrations were recorded in December, representing a significant month-on-month decrease of 30%. HSBC topped the mortgage market for pre-sold unfinished units for 22 consecutive months respectively.

 

In 2018, HSBC still ranked first in the mortgage market for pre-sold unfinished units with 2,226 accumulated cases, representing a market share of 28.8%. Bank of China (Hong Kong) ranked second with 17.7% market share (1,369 cases), over 10% point less than that for HSBC. Standard Chartered Bank came in third with 14.6% market share (1,124 cases).

 

No. of Mortgage Registration for Completed Units & Pre-sold Unfinished Units
The Market Share of Mortgage for Local Completed Unit of Major Banks
Summary on Mortgages for Completed Units (Dec 2018)
 
Summary on Mortgages for Completed Units (2018)
Summary on Equitable Mortgages for Pre-sold Unfinished Units (Dec 2018)
Summary on Equitable Mortgages for Pre-sold Unfinished Units (2018)
 
Summary on Equitable Mortgages for Completed and Pre-sold Unfinished Units (2005-2018)